Sal Cerda

Summertime! Beach, BBQ's and lots of outdoor activities. Make sure you enjoy as much as you can

I became a State Farm agent in early 2019, and I’m happy to be here assisting the people of National City, CA and the surrounding areas—including San Diego, Chula Vista, North County, Capital City, Imperial County and Inland Empire County. We are also proud to announce our expansion to Arizona and Oregon. We can help anyone in Phoenix, Tucson, Scottsdale, Tempe, Yuma, Eugene, Portland, Salem and all surrounding areas. My agency welcomes customers from all walks of life, and serves speakers of both English and Spanish. We handle homeowners insurance and renters insurance, auto insurance, life insurance, business insurance, recreational vehicles, motorhomes, off-road vehicles, gold carts and more.

My team of dedicated professionals and I enjoy meeting new people and learning all we can about their needs. We love making personal connections with our customers, because it’s our way to make sure people get the personalized attention they deserve. We do this work because we enjoy finding ways to help people on a personal level. I remember as a boy being visited by missionaries who would bring food to our area and do whatever they could to help people live better lives. To this day, I’m inspired by their selflessness and their drive to serve people, and I try to bring that same spirit to everything I do.

I lived in San Diego before moving to National City to open my agency. I’m married, and I’m the proud father of a 4-year-old boy. I love spending time with my family every chance I get, and that includes our Boston Terrier Lola and our Savannah cat Chester. I also enjoy finding ways to give back to our beautiful community—whether that means volunteering or helping run diaper drives or bringing pizza and other food to our brave first responders. Service to the community is a true calling, and I’m always proud to answer that call.

My team and I share a passion for helping our friends and neighbors prepare for both the expected and the unexpected—and when the unexpected happens, we’re here to help you recover quickly. We’re always ready to help with your home, renters, auto, life or business insurance, or other needs. Please call for a free quote.

Frequently Asked Questions (FAQ):

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving National City and the surrounding area, Sal can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Sal in National City can walk you through your options.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Sal works with National City residents to find coverage that fits.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Sal, your local State Farm agent in National City, CA, is here to help.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Connect with Sal for insurance guidance in National City.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. In National City, you can count on Sal for personalized service.